I stumbled across this YouTube channel run by Dave Ramsey.

He helps people who are in financial trouble.

His most popular video is called:

“I’m 29 Years Old With Nearly $1,000,000 in Debt!”

Holy shit.

This woman just got married, and together with her husband they have racked up a million dollars in debt!

And only a fraction of that is their mortgage.

The bulk is made up of student loans, credit cards, and personal loans.

Talk about being in a hole. A F@#$ing deep hole, pardon my French.

This is certainly an extreme case, but here’s the REALLY scary part:

The majority of people are in debt.

So how do you avoid debt, or even get out of debt?

How do you avoid the stress of going paycheck to paycheck? People are stressed out and depressed because they can’t pay off their bills. Some can’t break-even at the end of the month.

I’m not sure where you live, but in my town over 60% of people live paycheck to paycheck.

Now, I’m not qualified to give out financial advice, but here goes:

You need to make more money.

If someone is in debt, and they have a job where there is a limit on how much they can earn (most normal jobs), they’re going to have a really hard time getting out of the hole.

So how does someone who can’t get a raise at their current job actually make more money?

They start a business.

Preferably one that has little to no upfront costs: An online business.

That’s the solution.

Start an online business, build a second stream of income, and pay off all your debt.

If you do it right, you can eventually quit your day job.

And if you’re not in debt, well I’m sure you can find somewhere to put all your extra cash.

Find out what I do here: